FinanzUnity Momentum — End User License Agreement (EULA)
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Copyright (c) 2026 FinanzUnity. All rights reserved.

The Software is made available free of charge. By installing, copying, or
otherwise using this software ("Software"), you agree to be bound by the
terms of this agreement. If you do not agree, do not install or use the
Software.


1. GRANT OF LICENSE
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Subject to your compliance with the terms of this agreement, you
("Licensee") are granted a non-exclusive, non-transferable,
non-sublicensable, royalty-free right to install and use the Software
for your own personal or internal business purposes.

You may install the Software on systems you personally own or control,
and run as many instances as required for your own use.

The Software is provided free of charge. No license fee is required.
This does not, however, grant you any of the rights restricted under
Section 2.


2. RESTRICTIONS
---------------
You may NOT:

(a) Redistribute, resell, sublicense, rent, lease, or lend the Software,
    in whole or in part, to any third party. This includes uploading the
    Software to public code-sharing platforms, mirrors, or package
    registries. If a third party wants to use the Software, they should
    obtain it from the original distribution channel.

(b) Make the Software available to others through any service, including
    but not limited to software-as-a-service, hosting, or any other
    arrangement where third parties access the Software.

(c) Reverse-engineer, decompile, or disassemble the Software, except to
    the extent permitted by applicable law that cannot be contractually
    waived.

(d) Remove or alter any copyright notices, trademarks, or other
    proprietary markings on or in the Software.

(e) Use the Software to provide investment advice to third parties as a
    commercial service, unless explicitly licensed in writing by the
    copyright holder.

(f) Use the Software in violation of any applicable law or regulation.

Modifying the Software for your own personal use is permitted. Modified
copies remain subject to all restrictions above and may not be distributed.


3. INVESTMENT DISCLAIMER (IMPORTANT)
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The Software is a TOOL for analysing financial market data. It is NOT
investment advice and the copyright holder is NOT a licensed financial
adviser, broker, or investment manager.

(a) The Software's recommendations, signals, rankings, and backtest
    results are informational only and must not be construed as a
    recommendation to buy, sell, or hold any security or other financial
    instrument.

(b) Past performance shown in backtests is NOT indicative of future
    results. Backtests are subject to survivorship bias, look-ahead bias,
    and other methodological limitations described in the documentation.

(c) Investing in securities involves risk, including the risk of total
    loss of capital. You are solely responsible for your investment
    decisions and any resulting gains or losses.

(d) You should consult a licensed financial adviser before making any
    investment decisions based on output from the Software.


4. NO WARRANTY
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THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF
ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF DATA,
AND NON-INFRINGEMENT.

Because the Software is provided free of charge, the Licensee has not
paid for and is not entitled to any specific service level, support
response, or warranty of any kind.

The copyright holder does not warrant that the Software will:
  - operate without interruption or error,
  - produce accurate or correct results,
  - be free of security vulnerabilities,
  - work with any specific third-party service (Yahoo Finance, Telegram,
    OnVista, etc.),
  - or remain available indefinitely.

Third-party data sources (e.g. Yahoo Finance, OnVista) may at any time
change, restrict, or discontinue their data feeds. The copyright holder
has no control over such changes.


5. LIMITATION OF LIABILITY
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TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE
COPYRIGHT HOLDER BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS
OF PROFITS, INVESTMENT LOSSES, LOST DATA, BUSINESS INTERRUPTION, OR
LOSS OF GOODWILL) ARISING IN ANY WAY OUT OF THE USE OF OR INABILITY TO
USE THE SOFTWARE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This limitation applies regardless of the legal theory (contract, tort,
strict liability, or otherwise) on which the claim is based.

In jurisdictions that do not allow the exclusion of certain warranties
or limitation of liability for incidental or consequential damages, the
copyright holder's liability shall be limited to the maximum extent
permitted by applicable law. Because the Software is provided at no
charge, in no event shall the copyright holder's total cumulative
liability exceed ten euros (€10.00) or the maximum amount permitted
by applicable law, whichever is greater.


6. DATA & PRIVACY
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The Software runs locally on systems you control. It connects only to:
  - Yahoo Finance (for market data)
  - OnVista (for index constituents)
  - Telegram (only if you configure a Telegram bot)

The copyright holder does not receive or process any data from your
installation. No telemetry, analytics, or "phone home" mechanism exists
in the Software.

If you operate the Software in a jurisdiction with personal data
protection laws (e.g. GDPR in the EU), you are responsible for
compliance, including any obligations relating to Telegram chat data
or financial transaction records that the Software stores locally.


7. TERMINATION
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This license is effective until terminated. It terminates automatically
if you breach any of its terms. Upon termination, you must cease all
use of the Software and destroy all copies in your possession.

Because the Software is provided free of charge, no refund of any kind
is due upon termination.


8. UPDATES AND SUPPORT
----------------------
The copyright holder may, but is under no obligation to, provide
updates, bug fixes, or technical support for the Software. Any such
updates, if provided, are governed by this agreement unless accompanied
by a different license.

Because the Software is provided free of charge, no support obligation
of any kind arises from the act of downloading the Software.


9. GOVERNING LAW
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This agreement is governed by the laws of the Federal Republic of
Germany, excluding its conflict of law rules. Any disputes arising
from or in connection with this agreement shall be subject to the
exclusive jurisdiction of the courts of the copyright holder's
registered domicile, to the extent permitted by mandatory consumer
protection law.


10. ENTIRE AGREEMENT
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This agreement constitutes the entire agreement between you and the
copyright holder regarding the Software and supersedes any prior or
contemporaneous understandings. If any provision is held to be
unenforceable, the remaining provisions remain in full force and effect.


For licensing inquiries beyond the scope of this EULA (e.g. enterprise
deployments, redistribution, white-label arrangements), contact:
  hello@finanzunity.de

END OF AGREEMENT
